Florida Consumer Collection Practices Act (FCCP)
The Florida Consumer Collection Practices Act (FCCPA) applies to Florida consumers who are facing foreclosure, unfair debt collection practices or other actions by creditors. If you are at risk for losing your home to foreclosure or if you are seeking relief from creditor harassment, the FCCPA may be used in your favor.
Naples-based attorney Celia Deifik assists clients in foreclosure defense matters. To learn about the specific protections offered through the FCCPA and other laws, contact us online to schedule a consultation.
The Florida Consumer Collection Practices Act
Specifically, the Florida Consumer Collection Practice Act:
- Prohibits creditors from disclosing information that could damage the debtor’s reputation
- Prohibits creditors from using force or violence against a debtor
- Prohibits creditors from using abusive language against the debtor
- Prohibits creditors from threatening to contact the debtor’s employer before obtaining the final judgment
- Prohibits creditors from using language or taking action against the debtor in a way that appears to be government authorized when it is not
- Prohibits creditors from contacting a debtor before 8 a.m. or after 9 p.m.
Florida consumers are protected by both state and federal laws — the Florida Consumer Collection Practices Act as well as the Federal Fair Debt Collection Practices Act. To learn more about these dual protections, schedule a consultation with a lawyer from our firm.
Learn more about the Florida Deceptive and Unfair Practices Act (DFUPTA).
Contact a Naples Debt Harassment Attorney
To learn more about prohibited practices and consumer rights in Florida, contact us online or call 239-963-1791 or toll free 866-504-8981.